AI Debt Collection
Recover 3X More
Stop chasing unpaid invoices and let AI voice agents & automation recover your invoices while you focus on growth.

Built for compliance

FDCPA, Reg F, & GDPR-ready automation

AI-powered outreach

Multi-channel voice AI, email, WhatsApp SMS campaigns

Dashboard & AI Agent access

Monitor recovery performance anywhere

Audit-ready logs

Complete compliance documentation

Accounting integration

QuickBooks, Xero, Sage connections

Payment processing

Secure payment links and tracking

Setup in minutes

CSV upload or API integration ready

Intelligent prioritization

AI ranks recovery probability

Credira AI
Debt Collections with AI agents
Credira provides AI-powered collections with built-in compliance, voice agents and analytics to accelerate recovery, ensure accuracy, and optimize performance.

Transcribe voice notes

Automate natural and human conversations to achieve efficient collections

Generate article outlines

100% automated collection sequences from debtor behavior data

List key takeaways

Efficiency with thousands of concurrent calls to improve results

Chat with your notes

Analyze debtor communications for optimal strategies

The Solution

Finally, Collections That Work
Without the Hassle

Your Business

Center

Connect Your Accounting Software

Import invoices from QuickBooks, Xero, or CSV in minutes.

AI Takes Over Communication

Professional voice agents and email & SMS sequences that sound human, personalized to your business tone.

Get Paid Faster

Average 73% improvement in collection rates, while you run your business.

Stay Compliant Always

Built-in FDCPA, Reg F, and GDPR compliance. Every interaction is logged and audit-ready.

Research

Conversational AI

Watch a simulation conversation between AI agent and a debtor. Click simulation below

AJ

Alex Johnson - TechCorp

Last seen 2 minutes ago
AI Agent

See AI Debt Collection in Action

Watch how our AI agent successfully resolves a $3,200 invoice with empathy and intelligence in just minutes.

~2 min demo
Real KPIs
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Compliance

Compliant by design

All debtor communications would be automatically compliant with FDCPA, Reg F, and GDPR. Credira encodes compliance-as-code with audit trails.

FDCPA Compliance

Fair Debt Collection Practices Act compliance automatically enforced

Reg F Compliance

Consumer Financial Protection Bureau Regulation F requirements built-in

GDPR Compliance

General Data Protection Regulation standards maintained

★★★★★Social Proof

Real Results from
Real Businesses

See how businesses like yours are transforming their collections with AI

Michael Chen

Michael Chen

Accountant Company Owner

Recovered €127,000 in 60 days

Credira helped us collect on invoices we'd written off as bad debt. The AI is incredibly professional.

Sarah Chen

Sarah Chen

TechFlow Solutions

Proven Results From Day One.

Credira's AI agent recovered more in 30 days than our previous agency did in 6 months. The compliance automation alone saved us countless hours.

Lisa Rodriguez

Lisa Rodriguez

Accounting Agency

Cut collection time from weeks to days

Used to take 6-8 calls per invoice. Now the AI handles everything and customers actually respond better.

Michael Chen

Michael Chen

Accountant Company Owner

Recovered €127,000 in 60 days

Credira helped us collect on invoices we'd written off as bad debt. The AI is incredibly professional.

Sarah Chen

Sarah Chen

TechFlow Solutions

Proven Results From Day One.

Credira's AI agent recovered more in 30 days than our previous agency did in 6 months. The compliance automation alone saved us countless hours.

Lisa Rodriguez

Lisa Rodriguez

Accounting Agency

Cut collection time from weeks to days

Used to take 6-8 calls per invoice. Now the AI handles everything and customers actually respond better.

James Murphy

James Murphy

Marketing Agency

No more agency fees eating our profits

We were paying 40% to collection agencies. Now we keep everything we collect.

David Thompson

David Thompson

Creative Studio Director

Client relationships actually improved

Our clients appreciate the professional, respectful approach. Collections are no longer awkward conversations. The AI maintains our brand voice perfectly.

Rachel Martinez

Rachel Martinez

Software Consultancy Owner

Finally achieved consistent cash flow

DSO dropped from 68 to 32 days in just two months. Our accountant is thrilled, and we're no longer chasing payments every week.

James Murphy

James Murphy

Marketing Agency

No more agency fees eating our profits

We were paying 40% to collection agencies. Now we keep everything we collect.

David Thompson

David Thompson

Creative Studio Director

Client relationships actually improved

Our clients appreciate the professional, respectful approach. Collections are no longer awkward conversations. The AI maintains our brand voice perfectly.

Rachel Martinez

Rachel Martinez

Software Consultancy Owner

Finally achieved consistent cash flow

DSO dropped from 68 to 32 days in just two months. Our accountant is thrilled, and we're no longer chasing payments every week.

About

We're fintech veterans solving SME cash flow

Our mission is to automate debt recovery with empathy, ensuring SMEs get paid faster while maintaining customer relationships.

Pricing Plans

Choose Your Perfect Plan

Flexible pricing designed to scale with your business needs

Starter

Perfect for small businesses getting started with automated collections

$239/mo
$299/moSave $60/mo
Up to 100 invoices/month

Document management

Email & WhatsApp reminders

Multi-channel communication

Preloaded message templates

Ready-to-use templates

Basic dashboard & status tracking

Real-time analytics

1 user seat

Team collaboration

Standard support (email)

Email support

Most Popular

Growth

Advanced AI-powered recovery for growing businesses

$639/mo
$799/moSave $160/mo
Up to 500 invoices/month

Document management

Multi-channel: WhatsApp, SMS, Email, Voice AI

Complete communication suite

AI negotiation engine (installments, discounts)

Smart negotiations

Compliance guardrails (quiet hours, audit logs)

Regulatory compliance

5 user seats

Team collaboration

Priority support (chat + phone)

Dedicated support

Reports & export (CSV/PDF)

Advanced reporting

All plans include a 14-day free trial. No credit card required.

Need a custom plan? Contact our sales team